Eligibility
You must be a Ghanaian.
You must have been offered admission to study an accredited tertiary programme in Ghana.
You must be pursuing tertiary programme such as a diploma or 1st degree.
You must have a valid Social Security Number or Reference Number, a Mobile Phone Number and an Email Address
You must have a guarantor.
You must have an e-zwich account.
Multiple Loan Approval Criteria.
You should have completed one programme and gained admission to read another programme; not necessarily one that is in line with the previous discipline.
You have gained admission in the moratorium period (and not when repayment starts) and be on school list.
You should not be indebted to SLTF to qualify for a second loan.
Your current programme of study should be higher than the previous one in terms od certificate.(e.g. HND to Degree. Diploma to HND or Diploma to Degree)
You should get a written consent before processing of the loan if you are using an existing guarantor. However, if you are using a new guarantor, you need to go through the entire guarantor requirement.
You CANNOT USE SSNIT REFERENCE NUMBER for the second loan
Click here to check if you qualify for a second loan
Download Guarantor consent form
Visit https://application.sltf.gov.gh/accnt/ for more info